Telenor is one of the leading mobile networks in Pakistan, offering various services to its users. One of the most useful services is the Telenor loan service, which allows users to get instant balance when they run out of credit. If you need urgent balance and don’t have access to a recharge, you can easily get Telenor loan. This article will guide you step by step on how to get Telenor loan and continue using your mobile services without interruption.
What is Telenor Loan?
Telenor loan is a service that allows Telenor prepaid users to borrow a small amount of balance when their current balance is low. This balance can be used for calls, SMS, or internet services. The borrowed amount is deducted from your next recharge.
Eligibility for Telenor Loan
Before you get Telenor loan, you must meet the following eligibility criteria:
- You must be a prepaid Telenor user.
- Your SIM should be active for at least 3 months.
- Your usage history should meet Telenor’s minimum requirement.
- You should have a balance below the required limit to qualify for the loan.
How to Get Telenor Loan?
Getting a Telenor loan is very easy. Follow these simple steps:
Method 1: Dialing the USSD Code
- Open your phone dialer.
- Dial *0# and press the call button.
- Wait for a confirmation message from Telenor.
- Your Telenor balance will be credited with the loan amount instantly.
Method 2: Using the My Telenor App
- Download and install the My Telenor App from Google Play Store or Apple App Store.
- Log in with your Telenor number.
- Go to the “Emergency Loan” section.
- Click on “Get Loan” and confirm the request.
- Your Telenor balance will be updated with the loan amount.
Telenor Loan Amount and Charges
The amount of Telenor loan you can get depends on your usage history. Generally, Telenor offers a loan of Rs. 15 to Rs. 30. However, this amount may vary. The service charge for the loan is deducted when you recharge your balance.
| Loan Amount | Service Charges | Total Deduction on Recharge |
|---|---|---|
| Rs. 15 | Rs. 2.5 | Rs. 17.5 |
| Rs. 30 | Rs. 5 | Rs. 35 |
How to Repay Telenor Loan?
The repayment process is automatic. Once you recharge your account, the loan amount along with the service charges will be deducted. You don’t need to take any additional steps to repay the loan.
Benefits of Getting Telenor Loan
Here are some advantages of using the Telenor loan service:
- Instant balance in case of emergency.
- Easy to apply using a simple code.
- No need to visit a retailer for a recharge.
- Can be used for calls, SMS, and internet.
Important Points to Remember
- You can only avail of the Telenor loan if your balance is below Rs. 5.
- The service charges apply on every loan taken.
- If you don’t recharge for a long time, you may not be eligible for the loan.
- You can only take one loan at a time.
Frequently Asked Questions
1. How many times can I get Telenor loan?
You can only get one loan at a time. Once you repay the previous loan, you can apply for another.
2. Can I get Telenor loan if I am a postpaid user?
No, the loan service is only available for prepaid users.
3. How can I check if I am eligible for Telenor loan?
Dial *0# to check if you qualify for the loan.
4. Is there any alternative to Telenor loan?
Yes, you can ask a friend to share balance using Telenor’s balance share service.
Conclusion
Telenor loan is a lifesaver when you need urgent balance for calls, SMS, or internet. By dialing *0# or using the My Telenor App, you can easily get Telenor loan within seconds. However, keep in mind the service charges and repayment process to avoid any confusion. Next time you run out of balance, you know how to get Telenor loan quickly and easily!