Jazz is one of the largest mobile networks in Pakistan, offering many services to its customers. One of the most useful services is the Jazz Loan, which allows users to borrow balance when they run out of credit. If you ever find yourself with low balance and no recharge option, you can easily get Jazz Loan to continue making calls, sending messages, or using the internet.
In this guide, we will explain how to get Jazz Loan, the eligibility criteria, and other important details. Whether you need an urgent balance for an important call or simply forgot to recharge, Jazz Loan can be a lifesaver.
What is Jazz Loan?
Jazz Loan is a service that allows prepaid Jazz users to borrow balance when they have low or no credit. This balance can be used for calls, SMS, and internet services. Jazz will deduct the loan amount along with a service fee when you next recharge.
How to Get Jazz Loan
Getting Jazz Loan is very easy. You can get it through a simple code or via the Jazz World app. Below are the methods you can use:
Method 1: Get Jazz Loan via USSD Code
The fastest and easiest way to get Jazz Loan is by dialing a simple code on your mobile phone. Follow these steps:
- Open the dialer on your mobile phone.
- Dial *112# and press the call button.
- You will receive a confirmation message.
- The loan amount will be added to your balance instantly.
Method 2: Get Jazz Loan via Jazz World App
If you use the Jazz World app, you can also apply for a Jazz Loan through it. Follow these steps:
- Download and install the Jazz World app from the Play Store or App Store.
- Open the app and log in with your Jazz number.
- Go to the Loan or Advance Balance section.
- Click on Get Loan and confirm your request.
- You will receive a confirmation, and the loan amount will be added to your balance.
Eligibility Criteria for Jazz Loan
Not everyone can get Jazz Loan. Here are the eligibility requirements:
- You must be a prepaid Jazz user.
- Your balance must be less than Rs. 100.
- Your SIM must be at least 3 months old.
- You should have used Jazz services regularly.
How Much Jazz Loan Can You Get?
Jazz offers different loan amounts depending on your usage history. Usually, users can get Rs. 15 or Rs. 30 as an advance balance.
- Standard Loan: Rs. 15
- Double Loan: Rs. 30 (Available for frequent users)
Service Charges for Jazz Loan
Jazz deducts a small service charge when you repay the loan. The charges are as follows:
| Loan Amount | Service Fee | Total Deduction at Recharge |
|---|---|---|
| Rs. 15 | Rs. 3.5 | Rs. 18.5 |
| Rs. 30 | Rs. 6 | Rs. 36 |
How to Repay Jazz Loan
Once you take a Jazz Loan, it will be automatically deducted the next time you recharge. Here’s how repayment works:
- If you took Rs. 15, Jazz will deduct Rs. 18.5 from your next recharge.
- If you took Rs. 30, Jazz will deduct Rs. 36 from your next recharge.
The loan will be deducted in full, so make sure you recharge with enough balance.
Important Things to Remember
- You can take a Jazz Loan only if your balance is below Rs. 100.
- The loan amount and service charges will be deducted automatically on the next recharge.
- You can only apply for one loan at a time unless eligible for a double loan.
- The service is only for prepaid Jazz users.
Alternative Ways to Get Jazz Balance
If you are not eligible for a Jazz Loan or need more balance, here are some alternative methods:
1. Ask a Friend for Balance Share
Jazz offers a balance-sharing service where another Jazz user can send you balance. The process is simple:
- Dial 100RecipientNumber*Amount# and press call.
- The recipient will receive the balance instantly.
- A small service fee will be charged.
2. Use Jazz Cash to Recharge
If you have a Jazz Cash account, you can recharge your balance instantly:
- Open the Jazz Cash app.
- Select Mobile Load & Bundles.
- Enter your Jazz number and the amount.
- Confirm the transaction, and your balance will be updated.
3. Visit a Jazz Retailer
If you cannot get a loan or share balance, you can visit a nearby Jazz retailer to recharge your balance.
Conclusion
Jazz Loan is a very helpful service for users who run out of balance unexpectedly. You can easily get Jazz Loan by dialing *112# or using the Jazz World app. Remember that you need to be a prepaid user with a balance below Rs.100 to be eligible for this service. The loan amount, along with a service fee, will be deducted from your next recharge.
If you ever need balance urgently, Jazz Loan can be a quick and convenient solution. Follow the methods mentioned above to get Jazz Loan and stay connected at all times!