Ufone is one of the most popular mobile networks in Pakistan, offering various services to its users. Sometimes, you may run out of balance at a crucial moment and need an emergency loan. Thankfully, Ufone provides a quick and easy solution to this problem. In this guide, we will explain how to get Ufone loan, so you never have to worry about running out of balance when you need it the most.
What is Ufone Loan?
Ufone loan, also known as UAdvance, is a service that allows prepaid users to get instant balance when they have low credit. This service is very useful when you need to make an important call, send an SMS, or use mobile data but do not have sufficient balance to do so.
How to Get Ufone Loan?
To get Ufone loan, follow these simple steps:
Method 1: Dialing the Ufone Loan Code
- Open the dialer on your mobile phone.
- Dial *456# and press the call button.
- You will receive a confirmation message about the loan amount.
- The loan amount will be added to your balance immediately.
Method 2: SMS Method (Alternative Way)
- Open the messaging app on your phone.
- Type “Loan” and send it to 456.
- You will receive a confirmation message, and the loan amount will be credited to your account.
Eligibility Criteria for Ufone Loan
Not all users can get Ufone loan. Here are the basic requirements:
- You must be a Ufone prepaid user.
- Your balance should be less than Rs. 11.95.
- You should have used Ufone services for at least 90 days.
- You can only take one loan at a time.
How Much Ufone Loan Can You Get?
Ufone offers Rs. 20 as an advance loan. However, when you recharge your account, Rs. 22.44 will be deducted, including the service charges.
When Can You Apply for Another Ufone Loan?
You can only apply for another loan once you have repaid the previous loan. This means that after recharging your balance and clearing the deducted amount, you can request a new loan whenever needed.
How to Repay Ufone Loan?
The loan amount is deducted automatically when you recharge your Ufone balance. For example, if you take a Rs. 20 loan and then recharge Rs. 100, Rs. 22.44 will be deducted, and the remaining balance will be available for your use.
Benefits of Ufone Loan
- Instant Balance: You get emergency balance immediately.
- No Extra Steps: Simply dial the code or send an SMS to get the loan.
- Useful for Emergencies: If you run out of balance, Ufone loan helps you stay connected.
Important Things to Remember
- The loan is available only for prepaid users.
- You cannot take multiple loans at once.
- The service charges apply on the loan amount.
Frequently Asked Questions
1. Can postpaid users get Ufone loan?
No, this service is only available for prepaid users.
2. What happens if I don’t recharge after taking a loan?
The loan will remain in your account until you recharge. The amount will be deducted automatically once you add balance.
3. Can I take another loan before repaying the first one?
No, you must repay your previous loan before requesting a new one.
4. Does Ufone charge extra for the loan service?
Yes, Ufone deducts service charges when you repay the loan.
Conclusion
Ufone loan is a very helpful service for prepaid users who run out of balance at crucial moments. By following the simple methods mentioned above, you can easily get Ufone loan whenever needed. Just remember the eligibility criteria and service charges, and you can use this facility without any hassle. Next time you need emergency balance, you know exactly how to get Ufone loan!